Your money should
work as hard as you do.
YoPay savings accounts earn high-yield interest, let you set goals, and track your progress — all with zero fees and zero stress.
High-yield APY
5.00%+
Earn significantly more than the national average. Exact rates announced at launch.
Save with purpose
Create goals for anything that matters to you and watch your progress in real time.
Emergency Fund
Goal: $5,000
Dream Vacation
Goal: $3,200
New MacBook
Goal: $1,800
Everything you need to save smarter
High-yield interest
Earn rates that leave traditional banks in the dust. Your idle cash grows automatically, every single day.
Smart savings goals
Set a target, pick a deadline, and YoPay maps out exactly how much to set aside each week to get there.
Auto-save rules
Round up purchases, save a percentage of every deposit, or set recurring transfers — saving happens on autopilot.
FDIC insured
Your savings are protected up to $250,000. Bank with confidence knowing your money is always safe.
Common questions
Start saving smarter with YoPay
Join thousands of young professionals already on the waitlist. Be first in line when we launch.